Homestead LedgerFlorida property tax
Indian River County, Florida

Indian River County Property Tax Rate & Calculator

Updated October 3, 2026 · Data: Florida DOR 2024 County Profile

Indian River County levied an average of 14.162 mills in 2024, 2.20 mills below the statewide average and the 53rd highest of Florida's 67 counties, which puts it in the lower half of Florida counties.

Total rate
14.162
mills · rank 53/67
School
5.753
mills
Non-school
8.409
mills, county avg.
$350k homestead
$4,380
est. tax per year

Estimate your Indian River County tax bill

Estimated tax today
$4,380
If Amendment 3 passes (2028)
$2,711
Estimated savings / year
$1,670
Share of bill cut
38%

Using 14.162 mills, the county's 2024 average effective rate from Florida Department of Revenue data, and the 2026 homestead exemption amounts. Your actual bill depends on your city, special districts, non-ad valorem fees and future millage decisions. How we calculate.

Estimated property tax in Indian River County

Annual tax at Indian River County's average rates. The homestead columns apply the $25,000 exemption to all levies and the additional 2026 exemption of $26,411 to non-school levies. "New resident" assumes a homestead first established in 2027 and shows its 2027 amount.

Assessed valueHomestead todayA3 · 2028A3 savingsA3 · new resident (2027)Non-homestead
$200,000$2,256$1,007$1,249$2,268$2,832
$350,000$4,380$2,711$1,670$4,392$4,957
$500,000$6,505$4,835$1,670$6,517$7,081
$750,000$10,045$8,375$1,670$10,057$10,621

On a $350,000 homestead, the non-school portion of the bill is about $2,511. That is the part Amendment 3 targets, which is why savings in Indian River County track its non-school millage of 8.409.

Where Indian River County property taxes go

Total ad valorem taxes levied in 2024 were $434 million. The school district received 43% of that.

Taxing authorityLevied 2024Share
School district$188 million43.3%
County government$162 million37.4%
Cities$28,298,0546.5%
Special districts & MSTUs$55,674,80612.8%

The county's total just (market) value was $48.6 billion, with $29.3 billion taxable for county purposes and $32.6 billion taxable for schools. The gap between those two numbers comes from the additional homestead exemption and the 10% non-homestead cap, which do not apply to school taxes.

Exemptions and deadlines in Indian River County

  • Homestead exemption: file with the Indian River County Property Appraiser by March 1. See our homestead exemption guide.
  • Save Our Homes cap: once homesteaded, your assessed value can rise no more than 3% or inflation each year, whichever is lower. How the cap and portability work.
  • TRIM notice: arrives in mid-August. You have 25 days to petition the Value Adjustment Board. How to appeal.
  • Tax bill: mailed November 1 by the Indian River County Tax Collector; pay in November for a 4% discount. Discounts and installment plans.

Indian River County property tax FAQ

What is the property tax rate in Indian River County?

The 2024 average effective rate in Indian River County was 14.162 mills, or about $14.16 per $1,000 of taxable value. That combines 5.753 school mills and an average of 8.409 non-school mills across the county, cities and special districts.

How much is property tax on a $350,000 home in Indian River County?

For a homestead with a $350,000 assessed value, the estimate is about $4,380 a year after the standard homestead exemptions. A non-homestead property with the same assessed value would pay about $4,957.

How much would Amendment 3 save in Indian River County?

If Amendment 3 passes, an existing homestead assessed at $350,000 would pay about $2,711 in 2028, a savings of roughly $1,670 a year, assuming local millage stays the same. School taxes are not affected.

When is the homestead exemption deadline in Indian River County?

March 1, the same date statewide. You must own the home and make it your permanent residence as of January 1 of the tax year, and file with the Indian River County Property Appraiser.