Homestead LedgerFlorida property tax
Gulf County, Florida

Gulf County Property Tax Rate & Calculator

Updated October 3, 2026 · Data: Florida DOR 2024 County Profile

Gulf County levied an average of 12.699 mills in 2024, 3.66 mills below the statewide average and the 59th highest of Florida's 67 counties, which puts it one of the ten lowest-rate counties in Florida.

Total rate
12.699
mills · rank 59/67
School
5.388
mills
Non-school
7.311
mills, county avg.
$350k homestead
$3,934
est. tax per year

Estimate your Gulf County tax bill

Estimated tax today
$3,934
If Amendment 3 passes (2028)
$2,482
Estimated savings / year
$1,452
Share of bill cut
37%

Using 12.699 mills, the county's 2024 average effective rate from Florida Department of Revenue data, and the 2026 homestead exemption amounts. Your actual bill depends on your city, special districts, non-ad valorem fees and future millage decisions. How we calculate.

Estimated property tax in Gulf County

Annual tax at Gulf County's average rates. The homestead columns apply the $25,000 exemption to all levies and the additional 2026 exemption of $26,411 to non-school levies. "New resident" assumes a homestead first established in 2027 and shows its 2027 amount.

Assessed valueHomestead todayA3 · 2028A3 savingsA3 · new resident (2027)Non-homestead
$200,000$2,029$943$1,086$2,039$2,540
$350,000$3,934$2,482$1,452$3,944$4,445
$500,000$5,839$4,387$1,452$5,849$6,349
$750,000$9,013$7,562$1,452$9,024$9,524

On a $350,000 homestead, the non-school portion of the bill is about $2,183. That is the part Amendment 3 targets, which is why savings in Gulf County track its non-school millage of 7.311.

Where Gulf County property taxes go

Total ad valorem taxes levied in 2024 were $50 million. The school district received 48% of that.

Taxing authorityLevied 2024Share
School district$24,127,15548.0%
County government$22,479,31444.7%
Cities$3,189,8846.3%
Special districts & MSTUs$477,6131.0%

The county's total just (market) value was $6.7 billion, with $3.6 billion taxable for county purposes and $4.5 billion taxable for schools. The gap between those two numbers comes from the additional homestead exemption and the 10% non-homestead cap, which do not apply to school taxes.

Exemptions and deadlines in Gulf County

  • Homestead exemption: file with the Gulf County Property Appraiser by March 1. See our homestead exemption guide.
  • Save Our Homes cap: once homesteaded, your assessed value can rise no more than 3% or inflation each year, whichever is lower. How the cap and portability work.
  • TRIM notice: arrives in mid-August. You have 25 days to petition the Value Adjustment Board. How to appeal.
  • Tax bill: mailed November 1 by the Gulf County Tax Collector; pay in November for a 4% discount. Discounts and installment plans.

Gulf County property tax FAQ

What is the property tax rate in Gulf County?

The 2024 average effective rate in Gulf County was 12.699 mills, or about $12.70 per $1,000 of taxable value. That combines 5.388 school mills and an average of 7.311 non-school mills across the county, cities and special districts.

How much is property tax on a $350,000 home in Gulf County?

For a homestead with a $350,000 assessed value, the estimate is about $3,934 a year after the standard homestead exemptions. A non-homestead property with the same assessed value would pay about $4,445.

How much would Amendment 3 save in Gulf County?

If Amendment 3 passes, an existing homestead assessed at $350,000 would pay about $2,482 in 2028, a savings of roughly $1,452 a year, assuming local millage stays the same. School taxes are not affected.

When is the homestead exemption deadline in Gulf County?

March 1, the same date statewide. You must own the home and make it your permanent residence as of January 1 of the tax year, and file with the Gulf County Property Appraiser.